Risk premium on lending (lending rate minus treasury bill rate, %)
Financial & CreditWB WDIwb_wdi:FR.INR.RISK•%•1960 → 2025•87 countries
Series quick facts
High-level context for this country series.
Financial & CreditWB WDI
Coverage
87
Frequency
yearly
Range
1960 \u2192 2025
Latest
2025
Risk premium on lending (lending rate minus treasury bill rate, %) by country
Latest available value per country (as of 2025)
Low \u2192 High
Unit: %
≤ 1.39%
1.39% – 2.35%
2.35% – 3.49%
3.49% – 5.45%
5.45% – 7.03%
7.03% – 9.03%
> 9.03%
No data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Highest 15 countries
Risk premium on lending (lending rate minus treasury bill rate, %)
87 countries with data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Distribution across countries
Risk premium on lending (lending rate minus treasury bill rate, %)
Countries
87
Median
4.4%
Mean
5.8%
25th pctl
2.2%
75th pctl
7.4%
Generated by MacroVedia.comSource: World Bank (WB WDI)
Compare trends
Risk premium on lending (lending rate minus treasury bill rate, %)
South AfricaUnited StatesSierra Leone
Generated by MacroVedia.comSource: World Bank (WB WDI)
| Country | Latest | Date | Trend |
|---|---|---|---|
| MadagascarMDG | 48.65% | 2025 | |
| BrazilBRA | 30.76% | 2025 | |
| TajikistanTJK | 28.66% | 2017 | |
| MalawiMWI | 21.22% | 2024 | |
| Sierra LeoneSLE | 19.53% | 2025 | |
| Lao PDRLAO | 14.64% | 2010 | |
| MauritaniaMRT | 12.33% | 2017 | |
| TanzaniaTZA | 12.26% | 2020 | |
| Kyrgyz RepublicKGZ | 10.64% | 2023 | |
| GuineaGIN | 10.24% | 1999 | |
| Solomon IslandsSLB | 10.19% | 2020 | |
| UgandaUGA | 10.04% | 2018 | |
| NigeriaNGA | 9.28% | 2023 | |
| RwandaRWA | 8.42% | 2024 | |
| IraqIRQ | 8.37% | 2013 | |
| Gambia, TheGMB | 8.34% | 2025 | |
| GeorgiaGEO | 8.25% | 2025 | |
| MaldivesMDV | 8.13% | 2025 | |
| BelizeBLZ | 7.88% | 2025 | |
| BoliviaBOL | 7.63% | 2022 | |
| BarbadosBRB | 7.55% | 2022 | |
| SeychellesSYC | 7.39% | 2025 | |
| EthiopiaETH | 7.32% | 2008 | |
| GuyanaGUY | 7.14% | 2025 | |
| BulgariaBGR | 7.08% | 2015 | |
| Antigua and BarbudaATG | 7% | 2018 | |
| UzbekistanUZB | 6.86% | 2024 | |
| JamaicaJAM | 6.66% | 2025 | |
| Cabo VerdeCPV | 6.44% | 2025 | |
| AngolaAGO | 6.4% | 2023 | |
| KosovoXKX | 6.19% | 2018 | |
| MongoliaMNG | 6.16% | 2017 | |
| St. LuciaLCA | 6.13% | 2018 | |
| LebanonLBN | 6.07% | 2019 | |
| DominicaDMA | 5.96% | 2018 | |
| St. Vincent and the GrenadinesVCT | 5.89% | 2017 | |
| ArmeniaARM | 5.58% | 2025 | |
| Yemen, Rep.YEM | 5.43% | 2013 | |
| AlgeriaDZA | 5.29% | 2025 | |
| SingaporeSGP | 5.13% | 2013 | |
| BahrainBHR | 5.08% | 2014 | |
| MozambiqueMOZ | 5.02% | 2025 | |
| Trinidad and TobagoTTO | 4.97% | 2024 | |
| FijiFJI | 4.4% | 2024 | |
| LesothoLSO | 4.34% | 2024 | |
| MauritiusMUS | 4.31% | 2025 | |
| GrenadaGRD | 4.18% | 2018 | |
| MaltaMLT | 4.13% | 2013 | |
| Papua New GuineaPNG | 4.06% | 2024 | |
| South AfricaZAF | 3.52% | 2025 | |
| AlbaniaALB | 3.37% | 2024 | |
| AustraliaAUS | 3.35% | 2013 | |
| United StatesUSA | 3.21% | 2021 | |
| IcelandISL | 3.14% | 2025 | |
| IsraelISR | 3.1% | 2021 | |
| CzechiaCZE | 3.06% | 2018 | |
| New ZealandNZL | 3% | 2017 | |
| Viet NamVNM | 2.89% | 2015 | |
| PhilippinesPHL | 2.77% | 2019 | |
| Hong Kong SAR, ChinaHKG | 2.73% | 2025 | |
| MontenegroMNE | 2.57% | 2025 | |
| ThailandTHA | 2.41% | 2025 | |
| RomaniaROU | 2.26% | 2024 | |
| NamibiaNAM | 2.24% | 2024 | |
| AzerbaijanAZE | 2.22% | 2017 | |
| CanadaCAN | 2.18% | 2017 | |
| Sri LankaLKA | 2.15% | 2019 | |
| PakistanPAK | 2.11% | 2020 | |
| St. Kitts and NevisKNA | 2.03% | 2013 | |
| ItalyITA | 1.94% | 2025 | |
| HungaryHUN | 1.88% | 2025 | |
| MalaysiaMYS | 1.77% | 2016 | |
| EswatiniSWZ | 1.67% | 2024 | |
| LibyaLBY | 1.5% | 2003 | |
| SwedenSWE | 1.35% | 2006 | |
| KenyaKEN | 1.32% | 2024 | |
| JapanJPN | 1.2% | 2017 | |
| Bahamas, TheBHS | 1.18% | 2025 | |
| UruguayURY | 1.13% | 2025 | |
| MexicoMEX | 0.66% | 2025 | |
| United KingdomGBR | 0.12% | 2014 | |
| MoldovaMDA | -0.12% | 2025 | |
| BangladeshBGD | -2.13% | 2025 | |
| Egypt, Arab Rep.EGY | -3.44% | 2024 | |
| South SudanSSD | -6.12% | 2025 | |
| SerbiaSRB | -6.24% | 2010 | |
| ZambiaZMB | -11.32% | 2020 |
Source: World Bank (WB WDI)