Firms with a bank loan/line of credit (% of firms)
Trade & ExternalWB WDIwb_wdi:IC.FRM.BNKL.ZS•Percentage•2006 → 2025•179 countries
Series quick facts
High-level context for this country series.
Trade & ExternalWB WDI
Coverage
179
Frequency
—
Range
2006 \u2192 2025
Latest
2025
Firms with a bank loan/line of credit (% of firms) by country
Latest available value per country (as of 2025)
Low \u2192 High
Unit: %
≤ 15.21%
15.21% – 25.67%
25.67% – 34.58%
34.58% – 42.48%
42.48% – 47.87%
47.87% – 56.03%
> 56.03%
No data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Highest 15 countries
Firms with a bank loan/line of credit (% of firms)
179 countries with data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Distribution across countries
Firms with a bank loan/line of credit (% of firms)
Countries
179
Median
38.7%
Mean
37.6%
25th pctl
22.1%
75th pctl
50%
Generated by MacroVedia.comSource: World Bank (WB WDI)
Compare trends
Firms with a bank loan/line of credit (% of firms)
CzechiaBulgariaLao PDR
Generated by MacroVedia.comSource: World Bank (WB WDI)
| Country | Latest | Date | Trend |
|---|---|---|---|
| IsraelISR | 88.52% | 2024 | |
| JapanJPN | 83.21% | 2025 | — |
| ChileCHL | 82.72% | 2025 | |
| PeruPER | 81.21% | 2023 | |
| GermanyDEU | 77.41% | 2025 | |
| FranceFRA | 76.45% | 2025 | |
| BelgiumBEL | 74.77% | 2025 | |
| ItalyITA | 73.44% | 2024 | |
| KosovoXKX | 69.65% | 2025 | |
| DenmarkDNK | 68.72% | 2025 | |
| GuatemalaGTM | 68.26% | 2025 | |
| FinlandFIN | 67.66% | 2025 | |
| AustriaAUT | 66.36% | 2025 | |
| ParaguayPRY | 64.96% | 2023 | |
| UruguayURY | 64.13% | 2024 | |
| AustraliaAUS | 63.01% | 2025 | — |
| SpainESP | 61.65% | 2024 | |
| BurundiBDI | 61.11% | 2014 | |
| MauritiusMUS | 60.79% | 2023 | |
| BarbadosBRB | 58.24% | 2010 | — |
| NepalNPL | 57.85% | 2023 | |
| EcuadorECU | 57.75% | 2024 | |
| HungaryHUN | 57.66% | 2023 | |
| St. LuciaLCA | 57.57% | 2025 | |
| BrazilBRA | 57.56% | 2025 | |
| CanadaCAN | 56.41% | 2024 | — |
| Slovak RepublicSVK | 55.51% | 2023 | |
| El SalvadorSLV | 55.25% | 2023 | |
| NetherlandsNLD | 55.14% | 2025 | |
| TongaTON | 54.27% | 2009 | — |
| IcelandISL | 54.18% | 2024 | — |
| NorwayNOR | 53.86% | 2025 | — |
| FijiFJI | 53.8% | 2025 | |
| Trinidad and TobagoTTO | 53.71% | 2010 | — |
| Dominican RepublicDOM | 53.55% | 2025 | |
| SloveniaSVN | 53.53% | 2024 | |
| MexicoMEX | 53.44% | 2023 | |
| GeorgiaGEO | 53.35% | 2023 | |
| New ZealandNZL | 52.96% | 2023 | — |
| MongoliaMNG | 52.3% | 2025 | |
| CameroonCMR | 52.24% | 2024 | |
| Costa RicaCRI | 50.8% | 2023 | |
| GuyanaGUY | 50.52% | 2010 | — |
| Korea, Rep.KOR | 50.38% | 2024 | — |
| BotswanaBWA | 50.03% | 2010 | |
| BelizeBLZ | 49.98% | 2025 | |
| St. Kitts and NevisKNA | 49.32% | 2010 | — |
| ColombiaCOL | 49.06% | 2023 | |
| LuxembourgLUX | 48.65% | 2020 | — |
| ArmeniaARM | 48.65% | 2024 | |
| PortugalPRT | 48.24% | 2023 | |
| NicaraguaNIC | 47.81% | 2016 | |
| JamaicaJAM | 47.74% | 2024 | |
| CyprusCYP | 47.32% | 2024 | |
| TogoTGO | 47.24% | 2023 | |
| SerbiaSRB | 47.08% | 2024 | |
| KenyaKEN | 46.85% | 2025 | |
| North MacedoniaMKD | 46.81% | 2023 | |
| SwitzerlandCHE | 46.4% | 2025 | — |
| LithuaniaLTU | 46.2% | 2025 | |
| SamoaWSM | 46.03% | 2023 | |
| ThailandTHA | 45.89% | 2025 | |
| VanuatuVUT | 45.84% | 2009 | — |
| HondurasHND | 44.61% | 2016 | |
| BhutanBTN | 44.34% | 2024 | |
| SwedenSWE | 44.2% | 2024 | |
| PanamaPAN | 43.84% | 2025 | |
| RomaniaROU | 43.65% | 2023 | |
| BoliviaBOL | 43.24% | 2025 | |
| SeychellesSYC | 43.23% | 2023 | — |
| CzechiaCZE | 43.23% | 2025 | |
| MontenegroMNE | 43.18% | 2023 | |
| Micronesia, Fed. Sts.FSM | 43.02% | 2009 | — |
| Bosnia and HerzegovinaBIH | 42.95% | 2023 | |
| IrelandIRL | 42.74% | 2024 | |
| RwandaRWA | 42.67% | 2023 | |
| BangladeshBGD | 42.51% | 2022 | |
| ArgentinaARG | 42.39% | 2017 | |
| Cabo VerdeCPV | 41.51% | 2009 | — |
| MaltaMLT | 40.94% | 2024 | |
| BeninBEN | 40.87% | 2024 | |
| Viet NamVNM | 40.52% | 2023 | |
| GreeceGRC | 39.81% | 2023 | |
| JordanJOR | 39.58% | 2024 | |
| LebanonLBN | 39.43% | 2019 | |
| BelarusBLR | 39.33% | 2018 | |
| GrenadaGRD | 39.29% | 2025 | |
| CroatiaHRV | 39.15% | 2023 | |
| MoldovaMDA | 38.78% | 2024 | |
| Solomon IslandsSLB | 38.74% | 2025 | |
| LiberiaLBR | 38.4% | 2025 | |
| MalaysiaMYS | 37.93% | 2024 | |
| Sri LankaLKA | 37.72% | 2025 | |
| BahrainBHR | 37.26% | 2024 | — |
| AzerbaijanAZE | 36.42% | 2024 | |
| LatviaLVA | 36.05% | 2024 | |
| NamibiaNAM | 35.95% | 2024 | |
| GabonGAB | 35.73% | 2025 | |
| St. Vincent and the GrenadinesVCT | 35.66% | 2025 | |
| Venezuela, RBVEN | 35.37% | 2010 | |
| ComorosCOM | 34.76% | 2025 | — |
| EstoniaEST | 34.72% | 2023 | |
| MaldivesMDV | 34.53% | 2025 | — |
| Bahamas, TheBHS | 34.24% | 2010 | — |
| United StatesUSA | 33.87% | 2024 | — |
| South SudanSSD | 33.83% | 2024 | |
| Russian FederationRUS | 33.47% | 2019 | |
| Antigua and BarbudaATG | 33.01% | 2025 | |
| DominicaDMA | 32.81% | 2010 | — |
| MauritaniaMRT | 32.78% | 2014 | |
| TunisiaTUN | 32.07% | 2024 | |
| BulgariaBGR | 31.41% | 2023 | |
| SurinameSUR | 31.03% | 2025 | |
| PolandPOL | 30.37% | 2025 | |
| United KingdomGBR | 30.22% | 2024 | — |
| South AfricaZAF | 30.09% | 2007 | — |
| ChinaCHN | 29.49% | 2024 | |
| Brunei DarussalamBRN | 29.26% | 2025 | — |
| Papua New GuineaPNG | 28.21% | 2024 | |
| SingaporeSGP | 27.84% | 2023 | — |
| NigerNER | 27.56% | 2017 | |
| Cote d'IvoireCIV | 26.93% | 2023 | |
| EswatiniSWZ | 26.71% | 2016 | |
| Congo, Rep.COG | 26.57% | 2024 | |
| MaliMLI | 26.3% | 2016 | |
| TurkiyeTUR | 26.18% | 2024 | |
| Central African RepublicCAF | 26.01% | 2011 | — |
| UgandaUGA | 25.97% | 2025 | |
| KazakhstanKAZ | 23.86% | 2024 | |
| EthiopiaETH | 23.45% | 2025 | |
| LesothoLSO | 23.25% | 2023 | |
| ZimbabweZWE | 23.08% | 2025 | |
| AlbaniaALB | 22.76% | 2025 | |
| UzbekistanUZB | 22.18% | 2019 | |
| UkraineUKR | 22.12% | 2019 | |
| MoroccoMAR | 22.02% | 2023 | |
| GhanaGHA | 21.88% | 2023 | |
| Lao PDRLAO | 21.77% | 2024 | |
| AfghanistanAFG | 21.54% | 2025 | |
| Kyrgyz RepublicKGZ | 21.47% | 2023 | |
| IndiaIND | 21.46% | 2025 | |
| NigeriaNGA | 20.82% | 2025 | |
| DjiboutiDJI | 20.53% | 2025 | |
| PhilippinesPHL | 20.14% | 2023 | |
| IndonesiaIDN | 19.99% | 2023 | |
| SenegalSEN | 18.8% | 2024 | |
| West Bank and GazaPSE | 18.21% | 2023 | |
| MalawiMWI | 17.95% | 2025 | |
| Sierra LeoneSLE | 17.56% | 2023 | |
| Burkina FasoBFA | 17.3% | 2024 | |
| TanzaniaTZA | 16.67% | 2023 | |
| KiribatiKIR | 16.11% | 2025 | — |
| Sao Tome and PrincipeSTP | 15.58% | 2025 | — |
| Hong Kong SAR, ChinaHKG | 14.93% | 2023 | — |
| Timor-LesteTLS | 14.92% | 2015 | |
| TajikistanTJK | 14.7% | 2024 | |
| MadagascarMDG | 14.5% | 2013 | |
| Saudi ArabiaSAU | 13.77% | 2025 | |
| TurkmenistanTKM | 13.7% | 2024 | — |
| CambodiaKHM | 13.54% | 2023 | |
| Equatorial GuineaGNQ | 12.47% | 2024 | — |
| KuwaitKWT | 11.89% | 2025 | — |
| MyanmarMMR | 11.33% | 2016 | |
| MozambiqueMOZ | 11.15% | 2025 | |
| EritreaERI | 10.93% | 2009 | — |
| Guinea-BissauGNB | 10.29% | 2025 | |
| ZambiaZMB | 10.11% | 2019 | |
| QatarQAT | 9.77% | 2025 | — |
| ChadTCD | 9.31% | 2023 | |
| Gambia, TheGMB | 8.79% | 2023 | |
| Congo, Dem. Rep.COD | 8.7% | 2024 | |
| Yemen, Rep.YEM | 8.09% | 2010 | — |
| AngolaAGO | 7.43% | 2024 | |
| Egypt, Arab Rep.EGY | 7.01% | 2025 | |
| PakistanPAK | 6.71% | 2013 | |
| Somalia, Fed. Rep.SOM | 5.35% | 2025 | — |
| GuineaGIN | 4.9% | 2025 | |
| SudanSDN | 4.62% | 2014 | — |
| IraqIRQ | 3.76% | 2011 | — |
Source: World Bank (WB WDI)