Firms using banks to finance working capital (% of firms)
Trade & ExternalWB WDIwb_wdi:IC.FRM.BKWC.ZS•Percentage•2002 → 2025•181 countries
Series quick facts
High-level context for this country series.
Trade & ExternalWB WDI
Coverage
181
Frequency
—
Range
2002 \u2192 2025
Latest
2025
Firms using banks to finance working capital (% of firms) by country
Latest available value per country (as of 2025)
Low \u2192 High
Unit: %
≤ 12.67%
12.67% – 21.71%
21.71% – 28.28%
28.28% – 32.01%
32.01% – 36.66%
36.66% – 45.03%
> 45.03%
No data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Highest 15 countries
Firms using banks to finance working capital (% of firms)
181 countries with data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Distribution across countries
Firms using banks to finance working capital (% of firms)
Countries
181
Median
30.3%
Mean
29.9%
25th pctl
20.3%
75th pctl
38.7%
Generated by MacroVedia.comSource: World Bank (WB WDI)
Compare trends
Firms using banks to finance working capital (% of firms)
BulgariaCzechiaMoldova
Generated by MacroVedia.comSource: World Bank (WB WDI)
| Country | Latest | Date | Trend |
|---|---|---|---|
| SamoaWSM | 68.68% | 2009 | — |
| PeruPER | 64.46% | 2023 | |
| Trinidad and TobagoTTO | 63.84% | 2010 | — |
| KosovoXKX | 61.93% | 2025 | |
| ItalyITA | 61.8% | 2024 | |
| GuyanaGUY | 59.35% | 2010 | — |
| BurundiBDI | 57.92% | 2014 | |
| BelgiumBEL | 57.25% | 2025 | |
| BelizeBLZ | 57.03% | 2010 | — |
| IsraelISR | 54.15% | 2024 | |
| JapanJPN | 53.29% | 2025 | — |
| St. Vincent and the GrenadinesVCT | 52.66% | 2010 | — |
| St. Kitts and NevisKNA | 52.03% | 2010 | — |
| MaliMLI | 51.73% | 2016 | |
| GrenadaGRD | 50.31% | 2010 | — |
| Dominican RepublicDOM | 50.2% | 2025 | |
| Cabo VerdeCPV | 49.8% | 2009 | |
| St. LuciaLCA | 49.15% | 2010 | — |
| El SalvadorSLV | 48.96% | 2023 | |
| Korea, Rep.KOR | 47.86% | 2024 | |
| MauritiusMUS | 47.68% | 2023 | |
| GuatemalaGTM | 46.95% | 2025 | |
| ParaguayPRY | 46.84% | 2023 | |
| DjiboutiDJI | 46.18% | 2025 | |
| UruguayURY | 46.06% | 2024 | |
| EcuadorECU | 45.36% | 2024 | |
| MexicoMEX | 44.89% | 2023 | |
| SpainESP | 44.5% | 2024 | |
| SurinameSUR | 44.5% | 2018 | |
| PanamaPAN | 44.47% | 2025 | |
| LebanonLBN | 44.46% | 2019 | |
| Central African RepublicCAF | 43.51% | 2023 | |
| CzechiaCZE | 42.34% | 2025 | |
| MaltaMLT | 42.3% | 2024 | |
| BhutanBTN | 42.03% | 2015 | |
| Slovak RepublicSVK | 41.66% | 2023 | |
| BeninBEN | 41.42% | 2024 | |
| KenyaKEN | 40.81% | 2025 | |
| Sri LankaLKA | 40.58% | 2011 | — |
| MongoliaMNG | 39.78% | 2025 | |
| ChileCHL | 39.78% | 2025 | |
| NepalNPL | 39.63% | 2023 | |
| SerbiaSRB | 39.57% | 2024 | |
| BrazilBRA | 38.96% | 2025 | |
| Viet NamVNM | 38.74% | 2023 | |
| BangladeshBGD | 38.73% | 2022 | |
| BarbadosBRB | 38.68% | 2010 | — |
| ArmeniaARM | 38.27% | 2024 | |
| HondurasHND | 38.13% | 2016 | |
| DominicaDMA | 37.88% | 2010 | — |
| South SudanSSD | 37.71% | 2024 | |
| MontenegroMNE | 36.82% | 2023 | |
| TogoTGO | 36.46% | 2023 | |
| New ZealandNZL | 36.1% | 2023 | — |
| MoldovaMDA | 35.69% | 2024 | |
| Solomon IslandsSLB | 35.51% | 2015 | — |
| MalaysiaMYS | 35.23% | 2024 | |
| GermanyDEU | 35.17% | 2021 | |
| TunisiaTUN | 34.96% | 2024 | |
| LesothoLSO | 34.89% | 2016 | |
| NetherlandsNLD | 34.87% | 2025 | |
| Bosnia and HerzegovinaBIH | 34.21% | 2023 | |
| North MacedoniaMKD | 34.17% | 2023 | |
| GeorgiaGEO | 34.13% | 2023 | |
| JamaicaJAM | 34.12% | 2024 | |
| BoliviaBOL | 34.09% | 2025 | |
| IndiaIND | 33.85% | 2022 | |
| ColombiaCOL | 33.43% | 2023 | |
| Russian FederationRUS | 33.37% | 2019 | |
| VanuatuVUT | 33.18% | 2009 | — |
| Burkina FasoBFA | 33.14% | 2009 | |
| CyprusCYP | 32.87% | 2024 | |
| CameroonCMR | 32.79% | 2024 | |
| BulgariaBGR | 32.76% | 2023 | |
| IcelandISL | 32.69% | 2024 | — |
| LithuaniaLTU | 32.57% | 2025 | |
| PolandPOL | 32.15% | 2025 | |
| EswatiniSWZ | 32.02% | 2016 | |
| GabonGAB | 31.94% | 2025 | |
| FinlandFIN | 31.88% | 2025 | |
| Costa RicaCRI | 31.48% | 2023 | |
| Lao PDRLAO | 31.45% | 2024 | |
| DenmarkDNK | 31.38% | 2025 | |
| Antigua and BarbudaATG | 31.15% | 2025 | |
| BelarusBLR | 31.14% | 2018 | |
| RwandaRWA | 30.98% | 2023 | |
| FijiFJI | 30.53% | 2025 | |
| JordanJOR | 30.53% | 2024 | |
| NicaraguaNIC | 30.42% | 2016 | |
| AlbaniaALB | 30.41% | 2019 | |
| LuxembourgLUX | 30.34% | 2020 | — |
| AzerbaijanAZE | 30.09% | 2024 | |
| RomaniaROU | 29.93% | 2023 | |
| ArgentinaARG | 29.61% | 2017 | |
| CroatiaHRV | 29.51% | 2023 | |
| MauritaniaMRT | 29.45% | 2014 | |
| CanadaCAN | 29.04% | 2024 | — |
| Papua New GuineaPNG | 29.01% | 2024 | |
| MoroccoMAR | 28.93% | 2023 | |
| SeychellesSYC | 28.87% | 2023 | — |
| AlgeriaDZA | 28.6% | 2007 | — |
| Bahamas, TheBHS | 28.52% | 2010 | — |
| SloveniaSVN | 28.43% | 2024 | |
| EstoniaEST | 28.26% | 2023 | |
| UgandaUGA | 28.2% | 2025 | |
| ComorosCOM | 28.16% | 2025 | — |
| NorwayNOR | 28.09% | 2025 | — |
| NamibiaNAM | 28% | 2024 | |
| BahrainBHR | 27.57% | 2024 | — |
| Venezuela, RBVEN | 27.14% | 2010 | |
| ChinaCHN | 26.82% | 2024 | |
| FranceFRA | 26.45% | 2025 | |
| GhanaGHA | 26.05% | 2023 | |
| LatviaLVA | 25.68% | 2024 | |
| Cote d'IvoireCIV | 25.43% | 2023 | |
| AustraliaAUS | 25.38% | 2025 | — |
| NigerNER | 25.2% | 2025 | |
| HungaryHUN | 24.87% | 2023 | |
| PortugalPRT | 24.78% | 2023 | |
| TurkiyeTUR | 23.93% | 2024 | |
| UzbekistanUZB | 23.73% | 2019 | |
| IndonesiaIDN | 23.49% | 2023 | |
| AustriaAUT | 23.3% | 2025 | |
| EthiopiaETH | 23.3% | 2025 | |
| SingaporeSGP | 22.67% | 2023 | — |
| ZimbabweZWE | 22.53% | 2025 | |
| United KingdomGBR | 22.45% | 2024 | — |
| LiberiaLBR | 21.8% | 2025 | |
| ThailandTHA | 21.79% | 2025 | |
| KiribatiKIR | 21.64% | 2025 | — |
| UkraineUKR | 21.49% | 2019 | |
| South AfricaZAF | 21.1% | 2007 | — |
| SwedenSWE | 21.09% | 2024 | |
| GreeceGRC | 21.06% | 2023 | |
| BotswanaBWA | 20.95% | 2023 | |
| MalawiMWI | 20.27% | 2025 | |
| SwitzerlandCHE | 19.9% | 2025 | — |
| Micronesia, Fed. Sts.FSM | 19.39% | 2009 | — |
| SenegalSEN | 19.32% | 2024 | |
| Timor-LesteTLS | 19.15% | 2015 | |
| Kyrgyz RepublicKGZ | 18.54% | 2023 | |
| IrelandIRL | 17.89% | 2024 | |
| NigeriaNGA | 16.87% | 2014 | |
| West Bank and GazaPSE | 16.36% | 2023 | |
| Syrian Arab RepublicSYR | 16% | 2009 | — |
| United StatesUSA | 15.33% | 2024 | — |
| Gambia, TheGMB | 14.99% | 2023 | |
| Guinea-BissauGNB | 14.06% | 2025 | |
| KazakhstanKAZ | 13.93% | 2024 | |
| TanzaniaTZA | 13.69% | 2023 | |
| AngolaAGO | 13.39% | 2010 | |
| ZambiaZMB | 13.1% | 2019 | |
| TajikistanTJK | 12.96% | 2024 | |
| Congo, Rep.COG | 12.79% | 2024 | |
| Saudi ArabiaSAU | 12.76% | 2022 | — |
| MadagascarMDG | 12.46% | 2022 | |
| CambodiaKHM | 12.26% | 2023 | |
| Brunei DarussalamBRN | 12% | 2025 | — |
| PhilippinesPHL | 11.56% | 2023 | |
| GuineaGIN | 11.41% | 2016 | |
| MyanmarMMR | 11.17% | 2016 | |
| MozambiqueMOZ | 11.05% | 2025 | |
| Hong Kong SAR, ChinaHKG | 9.83% | 2023 | — |
| ChadTCD | 9.76% | 2018 | |
| Sao Tome and PrincipeSTP | 9.67% | 2025 | — |
| MaldivesMDV | 9.53% | 2025 | — |
| Equatorial GuineaGNQ | 9.43% | 2024 | — |
| Sierra LeoneSLE | 9.04% | 2023 | |
| PakistanPAK | 8.56% | 2013 | |
| KuwaitKWT | 8.53% | 2025 | — |
| Somalia, Fed. Rep.SOM | 8.39% | 2025 | — |
| TongaTON | 8.12% | 2024 | |
| Congo, Dem. Rep.COD | 6.96% | 2024 | |
| TurkmenistanTKM | 6.01% | 2024 | — |
| Egypt, Arab Rep.EGY | 5.83% | 2025 | |
| EritreaERI | 5.67% | 2009 | — |
| IraqIRQ | 4.63% | 2011 | — |
| Yemen, Rep.YEM | 4.57% | 2013 | |
| QatarQAT | 3.63% | 2025 | — |
| AfghanistanAFG | 2.79% | 2025 | |
| SudanSDN | 2.63% | 2014 | — |
Source: World Bank (WB WDI)