Interest rate spread (lending rate minus deposit rate, %)
Prices & MonetaryWB WDIwb_wdi:FR.INR.LNDP•%•1967 → 2025•140 countries
Series quick facts
High-level context for this country series.
Prices & MonetaryWB WDI
Coverage
140
Frequency
yearly
Range
1967 \u2192 2025
Latest
2025
Interest rate spread (lending rate minus deposit rate, %) by country
Latest available value per country (as of 2025)
Low \u2192 High
Unit: %
≤ 2.27%
2.27% – 3.05%
3.05% – 4.56%
4.56% – 5.89%
5.89% – 7.24%
7.24% – 10.02%
> 10.02%
No data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Highest 15 countries
Interest rate spread (lending rate minus deposit rate, %)
140 countries with data
Generated by MacroVedia.comSource: World Bank (WB WDI)
Distribution across countries
Interest rate spread (lending rate minus deposit rate, %)
Countries
140
Median
5.2%
Mean
6.3%
25th pctl
2.9%
75th pctl
7.8%
Generated by MacroVedia.comSource: World Bank (WB WDI)
Compare trends
Interest rate spread (lending rate minus deposit rate, %)
MalaysiaNigeriaKenya
Generated by MacroVedia.comSource: World Bank (WB WDI)
| Country | Latest | Date | Trend |
|---|---|---|---|
| MadagascarMDG | 47.92% | 2025 | |
| ZimbabweZWE | 40.12% | 2025 | |
| BrazilBRA | 32.52% | 2024 | |
| Lao PDRLAO | 19.61% | 2010 | |
| TajikistanTJK | 18.37% | 2019 | |
| Kyrgyz RepublicKGZ | 18.11% | 2024 | |
| Congo, Dem. Rep.COD | 17.55% | 2021 | |
| Gambia, TheGMB | 15.5% | 2025 | |
| Sao Tome and PrincipeSTP | 15.23% | 2024 | |
| Sierra LeoneSLE | 14.4% | 2025 | |
| South SudanSSD | 14.21% | 2025 | |
| Somalia, Fed. Rep.SOM | 13.04% | 1988 | |
| Micronesia, Fed. Sts.FSM | 12.58% | 2021 | |
| GuineaGIN | 11.88% | 2000 | |
| MozambiqueMOZ | 11.76% | 2025 | |
| AngolaAGO | 11.39% | 2025 | |
| MauritaniaMRT | 11.33% | 2017 | |
| ArgentinaARG | 11.16% | 2025 | |
| UgandaUGA | 10.46% | 2018 | |
| Solomon IslandsSLB | 10.19% | 2020 | |
| TanzaniaTZA | 10% | 2020 | |
| Timor-LesteTLS | 9.95% | 2025 | |
| UkraineUKR | 9.75% | 2025 | |
| MongoliaMNG | 9.41% | 2021 | |
| ParaguayPRY | 9.09% | 2021 | |
| MyanmarMMR | 9% | 2020 | |
| LesothoLSO | 8.75% | 2024 | |
| HaitiHTI | 8.73% | 2025 | |
| LiberiaLBR | 8.22% | 2017 | |
| VanuatuVUT | 8.14% | 2025 | |
| MaldivesMDV | 8.08% | 2025 | |
| Papua New GuineaPNG | 8.03% | 2024 | |
| BarbadosBRB | 7.91% | 2022 | |
| SurinameSUR | 7.81% | 2025 | |
| PeruPER | 7.78% | 2022 | |
| GuatemalaGTM | 7.75% | 2025 | |
| IraqIRQ | 7.58% | 2016 | |
| GuyanaGUY | 7.46% | 2025 | |
| SeychellesSYC | 7.38% | 2025 | |
| BhutanBTN | 7.26% | 2025 | |
| CroatiaHRV | 7.23% | 2014 | |
| JamaicaJAM | 6.98% | 2025 | |
| EswatiniSWZ | 6.97% | 2024 | |
| NicaraguaNIC | 6.89% | 2025 | |
| Yemen, Rep.YEM | 6.83% | 2013 | |
| SamoaWSM | 6.8% | 2025 | |
| BelizeBLZ | 6.5% | 2025 | |
| Venezuela, RBVEN | 6.33% | 2017 | |
| BoliviaBOL | 6.27% | 2025 | |
| AlgeriaDZA | 6.25% | 2025 | |
| MexicoMEX | 6.24% | 2025 | |
| Cabo VerdeCPV | 6.21% | 2025 | |
| NigeriaNGA | 6.17% | 2023 | |
| HondurasHND | 6.15% | 2025 | |
| TongaTON | 6.06% | 2025 | |
| MontenegroMNE | 6.05% | 2025 | |
| Trinidad and TobagoTTO | 6% | 2024 | |
| AzerbaijanAZE | 5.98% | 2025 | |
| ComorosCOM | 5.97% | 2022 | |
| GrenadaGRD | 5.91% | 2025 | |
| PanamaPAN | 5.88% | 2006 | |
| St. Vincent and the GrenadinesVCT | 5.82% | 2025 | |
| ArmeniaARM | 5.75% | 2025 | |
| RwandaRWA | 5.69% | 2024 | |
| NamibiaNAM | 5.58% | 2024 | |
| Dominican RepublicDOM | 5.48% | 2024 | |
| ColombiaCOL | 5.35% | 2025 | |
| KosovoXKX | 5.34% | 2018 | |
| Iran, Islamic Rep.IRN | 5.2% | 2016 | |
| GeorgiaGEO | 5.2% | 2025 | |
| Brunei DarussalamBRN | 5.19% | 2025 | |
| Egypt, Arab Rep.EGY | 5.13% | 2024 | |
| Macao SAR, ChinaMAC | 5.13% | 2025 | |
| SingaporeSGP | 5.13% | 2021 | |
| St. LuciaLCA | 5.07% | 2025 | |
| Antigua and BarbudaATG | 5.06% | 2025 | |
| UzbekistanUZB | 5.01% | 2024 | |
| Hong Kong SAR, ChinaHKG | 4.98% | 2025 | |
| KenyaKEN | 4.61% | 2024 | |
| AlbaniaALB | 4.58% | 2024 | |
| Viet NamVNM | 4.54% | 2023 | |
| MauritiusMUS | 4.46% | 2025 | |
| St. Kitts and NevisKNA | 4.37% | 2025 | |
| DominicaDMA | 4.23% | 2025 | |
| MoldovaMDA | 4.23% | 2025 | |
| BelarusBLR | 4.18% | 2025 | |
| BahrainBHR | 4.17% | 2015 | |
| BulgariaBGR | 3.99% | 2025 | |
| BotswanaBWA | 3.91% | 2024 | |
| Bahamas, TheBHS | 3.66% | 2025 | |
| AustraliaAUS | 3.54% | 2019 | |
| LibyaLBY | 3.5% | 2014 | |
| Costa RicaCRI | 3.44% | 2025 | |
| EthiopiaETH | 3.32% | 2008 | |
| West Bank and GazaPSE | 3.32% | 2021 | |
| RomaniaROU | 3.3% | 2025 | |
| South AfricaZAF | 3.27% | 2025 | |
| IndonesiaIDN | 3.09% | 2025 | |
| CzechiaCZE | 3.07% | 2025 | |
| San MarinoSMR | 3.07% | 2025 | |
| PhilippinesPHL | 3.01% | 2019 | |
| ArubaABW | 3% | 2023 | |
| PakistanPAK | 2.91% | 2021 | |
| FijiFJI | 2.85% | 2024 | |
| ChinaCHN | 2.85% | 2024 | |
| ThailandTHA | 2.79% | 2025 | |
| UruguayURY | 2.77% | 2025 | |
| United KingdomGBR | 2.75% | 1998 | |
| North MacedoniaMKD | 2.69% | 2025 | |
| NorwayNOR | 2.67% | 2025 | |
| JordanJOR | 2.62% | 2025 | |
| CanadaCAN | 2.6% | 2017 | |
| SwedenSWE | 2.59% | 2006 | |
| Sri LankaLKA | 2.53% | 2019 | |
| IsraelISR | 2.52% | 2022 | |
| Russian FederationRUS | 2.47% | 2024 | |
| KuwaitKWT | 2.41% | 2025 | |
| MalaysiaMYS | 2.4% | 2025 | |
| Bosnia and HerzegovinaBIH | 2.33% | 2025 | |
| HungaryHUN | 2.3% | 2025 | |
| SwitzerlandCHE | 2.05% | 2024 | |
| ZambiaZMB | 2.01% | 2019 | |
| ChileCHL | 1.48% | 2018 | |
| New ZealandNZL | 1.46% | 2017 | |
| Korea, Rep.KOR | 1.46% | 2025 | |
| LebanonLBN | 1.37% | 2018 | |
| OmanOMN | 1.35% | 2021 | |
| QatarQAT | 0.98% | 2024 | |
| BeninBEN | 0.95% | 2021 | |
| Burkina FasoBFA | 0.95% | 2021 | |
| JapanJPN | 0.67% | 2017 | |
| BangladeshBGD | -0.73% | 2025 | |
| NetherlandsNLD | -0.94% | 2013 | |
| Cote d'IvoireCIV | -1.35% | 2017 | |
| Guinea-BissauGNB | -1.35% | 2017 | |
| MaliMLI | -1.35% | 2017 | |
| NigerNER | -1.35% | 2017 | |
| SenegalSEN | -1.35% | 2017 | |
| TogoTGO | -1.35% | 2017 | |
| SerbiaSRB | -6.44% | 2010 |
Source: World Bank (WB WDI)